AI-powered affordability checks for tenants without a traditional UK-based income.
Fully compliant with the 2025 Right to Rent bill and updated letting regulations.
Traditional income checks often exclude self-employed tenants, those without UK-based income, or those relying on guarantors or benefits — making it harder for them to qualify for rental housing.
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Manually reviewing documents and chasing tenants delays the process — and risks legal non-compliance.
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PlaceholderCompanyName analyzes expense history to estimate how long a tenant is likely to remain in the UK.
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Good tenants are turned away due to outdated criteria or insufficient financial clarity.
Our AI model analyzes 6 months of bank statements to assess spending habits, income flow, and financial stability — giving a real affordability picture beyond payslip estimates.
Extracts income insights based on real spending behavior over the last 6 months.
Real insights, not assumptions like payslips or contracts — and impossible to fake.
Predicts tenancy duration by analyzing 6 months of expense patterns.
Works with all UK-based bank accounts, regardless of income source.
See how our platform transforms complex affordability checks into a 60-second automated process — with audit-ready outputs and zero compliance hassle.
Testimonials
We’re onboarding more tenants with non-UK income thanks to PlaceholderCompanyName’s clear insights and bank-level accuracy.
Hamptons
The ability to generate audit-friendly affordability reports in under a minute has been a game-changer for our compliance team.
Savills
PlaceholderCompanyName helps us approve high-quality tenants who fall outside traditional referencing frameworks — without increasing risk.
Foxtons
We’ve streamlined affordability checks for overseas professionals and self-employed applicants using PlaceholderCompanyName. It’s been a massive upgrade.
Chestertons
For premium properties, speed and trust are key — PlaceholderCompanyName delivers both by eliminating unnecessary documentation delays.
Knight Frank